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  <!-- ══════════════════════════════════════════════════════════════
       TIER 1 · Homepage
  ══════════════════════════════════════════════════════════════════ -->
  <url>
    <loc>https://majorensurance.com/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es"/>
    <lastmod>2026-09-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · Primary service hubs
  ══════════════════════════════════════════════════════════════════ -->
  <url>
    <loc>https://majorensurance.com/surety-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/surety-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/surety-bonds"/>
    <lastmod>2026-08-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/commercial-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/commercial-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/commercial-bonds"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/commercial-insurance</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/commercial-insurance"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/commercial-insurance"/>
    <lastmod>2026-08-25</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-business-insurance</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/sc-business-insurance"/>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/charleston-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/greenville-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/columbia-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/myrtle-beach-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/spartanburg-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/north-charleston-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/mount-pleasant-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/summerville-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/bluffton-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/hilton-head-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/rock-hill-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/florence-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/lexington-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/anderson-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/aiken-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/goose-creek-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/conway-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/georgetown-sc-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/sumter-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/beaufort-commercial-insurance</loc>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/general-liability-insurance</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/general-liability-insurance"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/general-liability-insurance"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/workers-compensation-insurance</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/workers-compensation-insurance"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/workers-compensation-insurance"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/business-owners-policy</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/business-owners-policy"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/business-owners-policy"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/contractors-insurance</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/contractors-insurance"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/contractors-insurance"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/commercial-auto-insurance</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/commercial-auto-insurance"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/commercial-auto-insurance"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · Bond Catalog (168-bond SEO page)
  ══════════════════════════════════════════════════════════════════ -->
  <url>
    <loc>https://majorensurance.com/bond-catalog</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/bond-catalog"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/bond-catalog"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · SC LLR three-track pages
  ══════════════════════════════════════════════════════════════════ -->
  <url>
    <loc>https://majorensurance.com/llr-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/llr-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/llr-bonds"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/license-permit-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/license-permit-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/license-permit-bonds"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/mechanical-contractor-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/mechanical-contractor-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/mechanical-contractor-bonds"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · Construction surety bond types
  ══════════════════════════════════════════════════════════════════ -->
  <url>
    <loc>https://majorensurance.com/bid-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/bid-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/bid-bonds"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/performance-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/performance-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/performance-bonds"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/payment-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/payment-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/payment-bonds"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/maintenance-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/maintenance-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/maintenance-bonds"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/supply-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/supply-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/supply-bonds"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · SC Bond Guide (long-form Article + FAQPage + HowTo)
  ══════════════════════════════════════════════════════════════════ -->
  <url>
    <loc>https://majorensurance.com/sc-bond-guide</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/sc-bond-guide"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/sc-bond-guide"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · Conversion & contact
  ══════════════════════════════════════════════════════════════════ -->
  <url>
    <loc>https://majorensurance.com/bond-request</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/bond-request"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/bond-request"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/contact</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/contact"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/contact"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · City landing pages (InsuranceAgency schema + FAQPage)
       All updated 2026-06-05 — city-scoped InsuranceAgency schema added
  ══════════════════════════════════════════════════════════════════ -->
  <url>
    <loc>https://majorensurance.com/beaufort</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/beaufort"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/beaufort"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/charleston</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/charleston"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/charleston"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/columbia</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/columbia"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/columbia"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/greenville</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/greenville"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/greenville"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/spartanburg</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/spartanburg"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/spartanburg"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/myrtle-beach</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/myrtle-beach"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/myrtle-beach"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/summerville</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/summerville"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/summerville"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/florence</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/florence"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/florence"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/rock-hill</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/rock-hill"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/rock-hill"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/hilton-head</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/hilton-head"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/hilton-head"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/anderson</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/anderson"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/anderson"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/aiken</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/aiken"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/aiken"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/conway</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/conway"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/conway"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · Specialty bond pages (court, notary, SCDOT, residential)
  ══════════════════════════════════════════════════════════════════ -->
  <url>
    <loc>https://majorensurance.com/scdot-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/scdot-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/scdot-bonds"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/court-probate-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/court-probate-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/court-probate-bonds"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/notary-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/notary-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/notary-bonds"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/residential-builder-bonds</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/residential-builder-bonds"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/residential-builder-bonds"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/little-miller-act</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/little-miller-act"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/little-miller-act"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/builders-risk</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/builders-risk"/>
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  <!-- ══════════════════════════════════════════════════════════════
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       TIER 2 · Trade + City hyper-local bond pages (21 pages)
       Each page has unique FAQPage schema, Service schema, and
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  <url><loc>https://majorensurance.com/electrical-contractor-bond-lexington-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-lexington-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-lexington-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-lexington-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-lexington-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/hvac-contractor-bond-fort-mill-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-fort-mill-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-fort-mill-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-fort-mill-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-fort-mill-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-fort-mill-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/hvac-contractor-bond-goose-creek-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-goose-creek-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-goose-creek-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-goose-creek-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-goose-creek-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-goose-creek-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/hvac-contractor-bond-hilton-head-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-hilton-head-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-hilton-head-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-hilton-head-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-hilton-head-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-hilton-head-sc</loc><lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Florence SC — trade+city bond pages (Pee Dee / I-95×I-20) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-florence-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-florence-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-florence-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-florence-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-florence-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-florence-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Anderson SC — trade+city bond pages (Upstate / Lake Hartwell / manufacturing) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-anderson-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-anderson-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-anderson-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-anderson-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-anderson-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-anderson-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Aiken SC — trade+city bond pages (Savannah River Site / equestrian / Augusta metro) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-aiken-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-aiken-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-aiken-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-aiken-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-aiken-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-aiken-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Conway SC — trade+city bond pages (Horry County seat / Myrtle Beach metro) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-conway-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-conway-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-conway-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-conway-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-conway-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-conway-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Sumter SC — trade+city bond pages (Shaw AFB / Central SC / Prisma Health) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-sumter-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-sumter-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-sumter-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-sumter-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-sumter-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-sumter-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Georgetown SC — trade+city bond pages (Nucor Steel / Pawleys Island / Lowcountry) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-georgetown-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-georgetown-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-georgetown-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-georgetown-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-georgetown-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-georgetown-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Walterboro SC — trade+city bond pages (I-95 / Colleton County / Lowcountry) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-walterboro-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-walterboro-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-walterboro-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-walterboro-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-walterboro-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-walterboro-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Hardeeville SC — trade+city bond pages (SC's fastest-growing city / Latitude Margaritaville) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-hardeeville-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-hardeeville-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-hardeeville-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-hardeeville-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-hardeeville-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-hardeeville-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Lady's Island SC — trade+city bond pages (Beaufort County luxury residential) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-ladys-island-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-ladys-island-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-ladys-island-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-ladys-island-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-ladys-island-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-ladys-island-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Ridgeland SC — trade+city bond pages (Jasper County seat / I-95 / growth corridor) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-ridgeland-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-ridgeland-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-ridgeland-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-ridgeland-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-ridgeland-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-ridgeland-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Bluffton SC — trade+city bond pages (SC's fastest-growing municipality / Sun City / Palmetto Bluff) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-bluffton-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-bluffton-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-bluffton-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-bluffton-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-bluffton-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-bluffton-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <!-- Mount Pleasant SC — trade+city bond pages (SC's largest municipality / Wando / Charleston suburb) -->
  <url><loc>https://majorensurance.com/hvac-contractor-bond-mount-pleasant-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/electrical-contractor-bond-mount-pleasant-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/plumbing-contractor-bond-mount-pleasant-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/roofing-contractor-bond-mount-pleasant-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/solar-contractor-bond-mount-pleasant-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>
  <url><loc>https://majorensurance.com/landscaping-contractor-bond-mount-pleasant-sc</loc><lastmod>2026-08-28</lastmod><changefreq>monthly</changefreq><priority>0.9</priority></url>

  <url>
    <loc>https://majorensurance.com/how-to-get-sc-contractor-license</loc>
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    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/same-day-bid-bond-sc</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/same-day-bid-bond-sc"/>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/bond-renewal-reminder</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/bond-renewal-reminder"/>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/instant-quote</loc>
    <lastmod>2026-08-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/sc-bond-knowledge"/>
    <lastmod>2026-08-25</lastmod>
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    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/gc-group-5-bond-cost</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/hvac-contractor-bond-sc</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/bid-bond-timeline-sc</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/sc-contractor-license-bond-requirement</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/surety-bond-bad-credit-sc</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/bid-bond-vs-performance-bond</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/sc-notary-bond-cost</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/roofing-contractor-bond-sc</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/little-miller-act-bond-requirement</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/sc-residential-builder-bond-cost</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/surety-bond-vs-insurance</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
  <url>
    <loc>https://majorensurance.com/sc-bond-knowledge/performance-bond-cost-sc</loc>
    <lastmod>2026-08-25</lastmod><changefreq>monthly</changefreq><priority>0.8</priority>
  </url>
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  <url>
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    <lastmod>2026-08-08</lastmod>
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  <url>
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    <lastmod>2026-08-08</lastmod>
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  <url>
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    <lastmod>2026-06-02</lastmod>
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  <url>
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    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/llr-bonds"/>
    <lastmod>2026-06-05</lastmod>
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  <url>
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    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/license-permit-bonds"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
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    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/mechanical-contractor-bonds"/>
    <lastmod>2026-06-05</lastmod>
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  <url>
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    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/bid-bonds"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/bid-bonds"/>
    <lastmod>2026-06-02</lastmod>
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  <url>
    <loc>https://majorensurance.com/es/performance-bonds</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/performance-bonds"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/performance-bonds"/>
    <lastmod>2026-06-02</lastmod>
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  </url>

  <url>
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    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/payment-bonds"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/payment-bonds"/>
    <lastmod>2026-06-05</lastmod>
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  </url>

  <url>
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    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/maintenance-bonds"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/maintenance-bonds"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/supply-bonds</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/supply-bonds"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/supply-bonds"/>
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  </url>

  <url>
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    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/testimonials"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/testimonials"/>
    <lastmod>2026-06-05</lastmod>
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  </url>

  <url>
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    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/sc-bond-guide"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/sc-bond-guide"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/bond-request</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/bond-request"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/bond-request"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
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    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/contact"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/contact"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
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    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/faq"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/faq"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
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    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/service-area"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/service-area"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
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    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/bond-comparison"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/bond-comparison"/>
    <lastmod>2026-06-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/bond-calculator</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/bond-calculator"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/bond-calculator"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/capability-statement</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/capability-statement"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/capability-statement"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/credentials</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/credentials"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/credentials"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/about</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/about"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/about"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/beaufort</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/beaufort"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/beaufort"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/charleston</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/charleston"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/charleston"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/columbia</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/columbia"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/columbia"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/greenville</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/greenville"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/greenville"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/spartanburg</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/spartanburg"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/spartanburg"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/myrtle-beach</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/myrtle-beach"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/myrtle-beach"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
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    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/summerville"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/summerville"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/florence</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/florence"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/florence"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/rock-hill</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/rock-hill"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/rock-hill"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/hilton-head</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/hilton-head"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/hilton-head"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/anderson</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/anderson"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/anderson"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/aiken</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/aiken"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/aiken"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/conway</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/conway"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/conway"/>
    <lastmod>2026-06-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/goose-creek</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/goose-creek"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/goose-creek"/>
    <lastmod>2026-08-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/sumter</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/sumter"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/sumter"/>
    <lastmod>2026-08-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/georgetown-sc</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/georgetown-sc"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/georgetown-sc"/>
    <lastmod>2026-08-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/north-charleston</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/north-charleston"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/north-charleston"/>
    <lastmod>2026-08-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/mount-pleasant</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/mount-pleasant"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/mount-pleasant"/>
    <lastmod>2026-08-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/bluffton</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/bluffton"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/bluffton"/>
    <lastmod>2026-08-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/lexington</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/lexington"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/lexington"/>
    <lastmod>2026-08-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/residential-builder-bonds</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/residential-builder-bonds"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/residential-builder-bonds"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/scdot-bonds</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/scdot-bonds"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/scdot-bonds"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/court-probate-bonds</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/court-probate-bonds"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/court-probate-bonds"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/notary-bonds</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/notary-bonds"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/notary-bonds"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
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  </url>

  <url>
    <loc>https://majorensurance.com/es/little-miller-act</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/little-miller-act"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/little-miller-act"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://majorensurance.com/es/builders-risk</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/builders-risk"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/builders-risk"/>
    <lastmod>2026-08-08</lastmod>
    <changefreq>monthly</changefreq>
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  <url>
    <loc>https://majorensurance.com/es/regulatory-disclosures</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/regulatory-disclosures"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/regulatory-disclosures"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>yearly</changefreq>
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  <url>
    <loc>https://majorensurance.com/es/privacy-policy</loc>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/privacy-policy"/>
    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/privacy-policy"/>
    <lastmod>2026-06-02</lastmod>
    <changefreq>yearly</changefreq>
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  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · Reviews page
  ══════════════════════════════════════════════════════════════════ -->
  <url>
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    <xhtml:link rel="alternate" hreflang="en" href="https://majorensurance.com/reviews"/>
    <xhtml:link rel="alternate" hreflang="es" href="https://majorensurance.com/es/reviews"/>
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    <lastmod>2026-08-19</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
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  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · Industry-specific insurance pages (EN)
  ══════════════════════════════════════════════════════════════════ -->
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  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · Industry-specific insurance pages (ES)
  ══════════════════════════════════════════════════════════════════ -->
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  <!-- ══════════════════════════════════════════════════════════════
       BLOG · New EN posts (Sessions 97–98)
  ══════════════════════════════════════════════════════════════════ -->
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  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · High-Ticket Bond Pages (Session 153 · 2026-09-02)
       High-value specialty bonds with individual pages, FAQPage + Service schema
  ══════════════════════════════════════════════════════════════════ -->
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  <!-- ══════════════════════════════════════════════════════════════
       TIER 2 · Commercial Trade Insurance Pages (Session 153 · 2026-09-02)
       Industry-specific insurance landing pages for SC contractors
  ══════════════════════════════════════════════════════════════════ -->
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  <!-- ══════════════════════════════════════════════════════════════
       BLOG · Spanish listing + all 24 ES posts
  ══════════════════════════════════════════════════════════════════ -->
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